You say switching to an once-a-year system loses any e.g. Amazon coded incorporate in time. I presume that switching from your photography plan to the lightroom approach would eliminate the credit rating too? I’m somewhat baffled. My “Deal with My System” doesn’t say anything about an “once-a-year” membership, just that https://www.nathanisoconsulting.com/iso-27701-2019-certification-consultant.htm